2025 401k Contribution Limits 2025 Over 50 . The elective deferral limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government's thrift savings plan increases from $23,000 to $23,500 in 2025. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.
Here’s why you should update your account now, financial experts say. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.
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